Naiya Mehta, Esq.

Teaching the Next Generation the Language of Money

Former federal attorney. Real estate investor. Immigrant. Naiya speaks to high school students about the financial habits that build—or break—a lifetime of wealth.

Book a Speaking Engagement
Naiya Mehta, Esq.

From Immigrant Kid to
Federal Attorney to Investor

Naiya Mehta arrived in Chicago from Gujarat, India as a one-year-old. Her family lived undocumented for years—hiding from police cars, spending every free hour at the library. After President Reagan legalized her family's status in 1986, she set her sights on becoming a judge.

She earned her J.D. from the University of Illinois College of Law and spent nearly a decade as a federal attorney in Los Angeles. But during that time, she discovered a different passion—real estate investing—and built Lyric Investment Group, a real estate investment and development firm.

"I decided the law was just not right for me. It created too many ceilings, and I would have to give up real estate investing, and I wasn't ready to do that."

Today, Naiya is a committed mentor and public speaker who advocates for entrepreneurship and financial literacy—particularly F.I.R.E. (Financial Independence, Retire Early). She serves on the Dean's Leadership Circle Board at UC Irvine's Paul Merage School of Business.

  • J.D., University of Illinois College of Law
  • California-Licensed Attorney
  • Nearly a decade as a U.S. Federal Attorney
  • CEO & Founder, Lyric Investment Group
  • Board Member, Dean's Leadership Circle — UC Irvine Merage School of Business
  • Competition Judge, UC Irvine Merage School of Business

3 Factors That Lead to Financial Collapse

Naiya's signature talk breaks down the three silent forces that derail adults financially—and teaches students how to recognize and defeat them before they start. Grounded in real stories, not textbook theory.

1

Lack of Discipline

"I want this now."

Overspending, credit dependency, and failing to build an emergency fund. Debt compounds silently—you end up paying interest on your interest. Students learn to build guardrails against impulse before habits set in.

2

Social Pressure

"Everyone else has it."

Social media compresses visibility and distorts what's "normal." Lifestyle inflation becomes an endless loop with no natural stopping point. Students learn to quietly build wealth instead of performing it.

3

Negative Self-Talk

"I'm just not good with money."

Low financial literacy leads to avoidance—ignoring statements, skipping planning, accepting bad outcomes. Students learn to replace shame with clarity, making finances visible, simple, and a daily habit.

Key Insight for Students

Poor financial behaviors feel harmless—even rewarding—in the moment. Financial consequences are delayed and nonlinear. By the time they're visible, options are constrained. The time to learn is now.

High School Assemblies Career Days College Prep Programs Youth Conferences Teacher Professional Development
Book This Talk

Classroom in a Box

California's AB 2927 requires every high school student to complete a personal finance course before graduation, starting with the Class of 2030–2031. Most schools don't have the teachers, curriculum, or tools to make that happen.

Classroom in a Box is a turnkey financial literacy curriculum designed so any qualified teacher can walk into a classroom and deliver a full semester of personal finance education—with confidence.

California Mandate

AB 2927 (signed 2024) requires a standalone personal finance course for graduation. Courses begin 2027–28. Classroom in a Box is built to align with the state curriculum framework.

This isn't another app or worksheet packet. It's a complete teaching system built by a practitioner who manages real money, real investments, and real financial decisions every day.

  • Day-by-Day Lesson Plans

    Full semester curriculum with slides, activities, and discussion guides for every class session.

  • Assessments & Rubrics

    Pre-built quizzes, projects, and grading rubrics aligned to the California curriculum framework.

  • Real-World Simulations

    Budget builders, credit score simulators, and investing sandboxes that make abstract concepts tangible.

  • Teacher Training

    10–15 hour professional development program. Teachers walk in classroom-ready, not overwhelmed.

  • Outcome Tracking

    Student progress dashboards and comprehension benchmarks so districts can measure impact.

A Story Students Need to Hear

Naiya's family emigrated from India when she was one year old. For years, they lived undocumented in Chicago—keeping their heads down, working relentlessly, and spending every free moment at the library.

"We were living under the radar for those years, but—nose to the grindstone—we made it work."

After gaining legal status, Naiya pursued her dream of becoming a judge. She earned her law degree and built a career as a federal attorney. But alongside that career, she bought her first apartment building—and discovered a different kind of power: the power of owning assets.

She built Lyric Investment Group from the ground up, managing multi-family properties in Chicago and single-family rentals in Southern California. She started a physician-only investment fund that generated 12–20% returns. She designed and built micro-apartments in Chicago's West Loop that leased out on day one.

"I love that I'm the money guy in the room. I am the reason that these projects happen, and I think that people often forget that women can be in private equity and finance, too."

Naiya speaks to students because she knows that financial literacy isn't something most families teach—especially immigrant families, families living paycheck to paycheck, or families where money was a source of conflict, not conversation. She wants every student to learn the language of money before they need it, not after they've been burned by it.

Book Naiya for Your School

Naiya speaks at high school assemblies, career days, youth conferences, and teacher professional development sessions across California and the Chicago metro area.

Based In

Southern California & Chicago